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If you’re looking to purchase a property by auction and you’re not a cash buyer, it’s important to consider your finance options. Purchasing a property via auction can be a much faster process than the open market, and so becoming familiar with how you can fund your purchase as early as possible is key.

Once you have placed a successful bid and the gavel falls, you enter into a legally binding contract to purchase the property. Whether this is a conditional or unconditional sale will determine how soon you will need to pay the sum due. You will however, need to pay a deposit on the day.

Having your finances in order means that if you are the winning bidder, you will have full peace of mind that your funds are sorted and ready to go to avoid coming up against obstacles throughout the process. Luckily, we’ve partnered with a leading organisation to help you secure funding for your property in a safe and efficient way.

Can I get auction finance for a property?

At SDL Property Auctions, we’re proud partners of the organisation, Together, who specialise in arranging mortgages and bridging loans for property auctions. Their dedicated team of experts are well-versed in this area, and have extensive experience working with prospective buyers before, during and after the auction to help you turn the funds around within a tight time frame. Whether it’s a standard semi-detached property, a more unusual property, or a building plot that lacks planning permission, Together have the ability to finance all kinds of lots. Find out more about the process of arranging short-term finance below.

How to arrange short-term finance

Whether you’re looking to invest in a commercial or residential property, or a plot of land in our property auctions, enquire today about arranging any short-term finance you need to complete your purchase with Together.

Unlike some high street lenders’ processes, which can take much longer, Together prides itself on providing rapid and secure funding for auction properties as and when it’s needed. This can help to provide you with the peace of mind that, unless prevented by another, external factor, the finance for your new property will be cleared in time for the completion date of the sale.

Looking to find out more about auction finance? Take a look through the summary and benefits of this type of short-term finance below.

  • Up to 75% loan-to-value
  • Short-term finance over 1-12 months
  • More accessible finance option than alternatives
  • Funding for residential investment, commercial property and land purchases
  • Funding for non-standard construction

To see how much you could borrow, contact Together for a decision in-principle, where they will decide how much they are willing to lend you for your auction property purchase. This will help you bid with confidence on auction day or during a timed auction, knowing that your finances are in place. Watch our video below for more information on the auction finance process.


We receive a fee (known as a referral fee) from Together for recommending their service to you. If you decide to use Together, SDL Property Auctions will receive a referral fee of 1% of the initial loan. You are not under any obligation to use Together to provide you with these services.